Pot contains a button to ‘Pay from this Pot’ but it doesn’t pay from the actual pot, it pays from the Main account Details to reproduce:
Create a Joint Account and transfer cash to it
Create a regular pot from the joint account and transfer money into it
Ensure Joint account balance is £0
Click on the new pot and take note of the balance
Drag screen up until the button ‘Pay from this Pot-Money will be withdrawn from this pot’ is visible
Click on the ‘Pay from this Pot’ button
Click on the ‘+’
Expected:
Balance at the top of the page should be the Pot balance
Actual:
Balance at the top of the page is the balance of the main joint account which is £0
I can continue to set up a payment eventhough balance is £0
Suggestion: ‘Pay from this Pot-Money will be withdrawn from this pot’ button is misleading
Issue 2
Create a Joint Account and transfer cash to it
Create a regular pot from the joint account
Ensure Joint account balance is in credit
Click on the new pot
Drag screen up until the button ‘Pay from this Pot-Money will be withdrawn from this pot’ is visible
Click on the ‘Pay from this Pot’ button
Click on the '+
Add new payee or existing payee detials and click next
Enter details of amount to transfer etc and click submit
Actual:
One off payment is made from the Joint Account
Expected:
One off payment is made from the Pot balance
It looks like a bug to me, or at least really bad UI. The button described as ‘pay from this pot’ doesn’t do anything of the sort. All it seems to be is a shortcut to the scheduled payments screen.
Even if you select ‘pay from this pot’ then select a direct debit nothing will happen, because it hasn’t recorded your instruction and just acts as if you’d gone to the scheduled payments screen directly.
Suggestion… remove the button until the functionality works as described.
That’s far enough, but at no point does the button say that its only for Direct Debits - it’s not made clear to the user. As @TonyHoyle mentions the screen goes to Scheduled Payments which is completely confusing.
I can’t take a screenshot becuase the security policy stops me. But it’s not that button, its’ the ‘Pay from this Pot’ button thats in the Pot itself, thats the button that I mean has no indication its related to direct debits’. Plus when you click on it, it loads Standing orders as well as direct debits