Back in August I have purchased a flight for myself and another person using a Monzo card. I have since closed the Monzo account in question as I switched to another bank. Eventually I re-opened a Monzo account again and the original account that was now with RBS has been switched to first direct in January of this year and still is with first direct. The flight in question has been cancelled and I was advised the refund will be processed to the original payment method. Of course I now don’t have the original Monzo account but not only that it has gone through the switch process twice. What will happen to the refund when it’s processed?