It’s only been around for 10 months but it’s still very barebones for what it could be.
I think they are still available only to UK residents?
Free debit card top ups is a big plus for me (although only to the GBP wallet). Revolut charges 2.2% for US/USD card top ups and Wise also charges for mostly everything.
Shame Curve now restricts adding non-EEA cards. Used to be very handy.
I’m sort of on the fence with this given HSBC essentially operate it as public version of their Global Money account. Probably a good part as to why they wrote off Monese too.
The free £500/month exchange is the only thing I use It for. Even that’s only useful for EUR though as that and GBP are the only currencies you can transfer out free.
I started signing up for Zing on my iPhone 15P, was out of the house at the time when I got to the ID check. But you cannot move past it by logging in from another device and trying to continue
So essentially I got blacklisted before I even signed up
Message says
“Please continue from the device this account was created on to continue”
I find Zing exchange rate slightly better than Revolut and Wise (between EUR GBP and USD, have not tried others), inside the £500 free exchange allowance. Not sure how it compares above the allowance or on paid tier. I have free Revolut standard so a (free) Zing card is a good supplementary backup for extra free ATM and extra free exchange allowance (but the latter less useful as I can also use Chase UK DC which gives decent exchange once the 1% cashback is taken into account - I know cashback is capped of course)
I’ve given a few people my link and it says “You have invites in progress”
I’m guessing there’s no way of knowing at what stage those people are? I’m not going to chase my friends to make them sign up but does anyone know what the “progress” part means?
Maybe they clicked and couldn’t be arsed and that’s tracking as in progress? I know I’ve definitely got one completed but that was only last night, so that wasn’t included in the ones in progress when I checked yesterday.
My brother had spent his £5+ after being referred but it still showed on mine as ‘in progress’. He logged in next to me and there was some kind of 3 stage account set-up thing / pop-up banner which he clicked to confirm (maybe funding or spending?), and now I have this:
Yep, I’ve got three ‘Successful referrals’. Hopefully they’ll start hitting next week.
I also have the very vague ‘invites in progress’. I’m guessing someone has signed up but not spent. Maybe they’re waiting for the physical card to arrive.
But, more than likely, they just can’t be bothered. It’s incredible how many people DON’T want free money.