Ok let’s make this more simple.
Take a look at a calendar, and the working days around the 26th for both years. Can you explain why you’ve given different results here?
December 2024:
December 2025:
David is correct. If you usually get paid on the 26th December then the vast majority of employers who pay by BACS will pay on the 24th in December 2025. Monzo will then let you have it at 4pm on the 23rd.
For most of my working life at a UK university I was paid on the 26th and this is exactly what happened - paid on the working day prior to the 26th.
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This is the problem. Sure the employer might submit the payment early so that it arrives a day earlier, but that’s not what the payment calendar is trying to establish. The payment calendar should simply show what would happen to a payment actually due to arrive on x date.
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Absolutely.
Those 2 examples are from different years. They are not different results. One is a calculation of working days in 2024 and one is for 2025
The results are different because of the rotational speed of the Earth and it’s changing course through space in relation to Sol. For each non-leap-year, there are 365 days. There are also 7 days in a week, but 365 can’t be divided by 7 exactly, so there’s a remainder. This remainder is absorbed during a leap-year, where a day is added to the calendar to correct the remainder. During this ongoing process, the day/date relationship usually advances by a day each year. Therefore the day on which a working day falls on a specific date may differ, when the day a date falls on in one year is compared with another year.
The above space-time continuum also results with: my birthday was on Monday this year and next year it is on Tuesday. As each year passes, my birthday day approaches party-Friday and legless-Saturday of which both are major astrophysical events needing serious correction.
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The payment calendar shows when a Monzo customer will have access to their salary. You are really overthinking this.
Of course, the greatest part of this feature is that you can completely ignore it and you’ll get paid anyway.
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My brain hurts - it’s too early 
I thought pretty much all employers would choose to pay on the working day before.
It’s a choice which is assumed by David’s table at the start of the thread, though.
To complicate life, there are employers like mine who pay on the third working day before the end of the month normally but at Christmas it’s the third working day before the last working day at Christmas. So, if my counting is right, that’s the 19th this year.
Which brings me back to my point above.
Because of the way the bank holidays fall, solution given for 2024 HAS to be the same as the solution given for 2025. If it’s not, then you haven’t applied the same logic for both years.
At this point I’m not even debating whether the answer is the 23rd or 24th. Simply the fact that if you apply the same working out, then the answer HAS to be the same for both years.
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Yep - I’m with you now that I’ve woken up 
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More importantly, when will the bins be collected? Not on Christmas Day 2024, but would it be on Christmas Eve 2025?
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Surprisingly, ours will be emptied on Boxing Day this year.
And, on a related note, whilst you can park anywhere without getting a ticket on Christmas Day, it’s very unpredictable on Boxing Day.
Well here we are it’s the 17th and salary not gone in.. usually goes in around 4am on the day. Anyone know if it’s will be midday, or 4pm? I’m faster payments not BACS..
Faster payments can be made at any time, just like you sending funds to a friend.
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YOU don’t get paid early. You get paid the day you get paid.
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I get paid every 4 weeks, so mine is on the 2nd January 2026 but anything else that is incoming comes out on the 30th December and 1st January 2026.