It’s quite disappointing to see monzo releasing fancy cards when still budgets section is flawed with bugs. People have posted in the bug section twice about this, with one post being a year old.
When setting some categories to zero in budgets, it resets to a value when going back into it.
Also, for example, it says I have 900 of 900 left to spend in bills when I know most of my bills were paid yesterday so the value should be much lower. (Direct debits have the correct category)
The spending excluding committed spending is also broken, I expect to see a few hundred not thousands, and it won’t let me reduce it. I want to budget correctly and I am having to rely on spreadsheets again because monzo still haven’t fixed it!
Summary is being replaced by Trends - it seems like there are still a few features that need to be moved over to Trends, which should hopefully fix the issues you’re facing. I would give Trends a go, and leave any feedback you have in the topic I’ve linked below.