LOVE Monzo so would love to move my business to it too.
I agree with others that the web portal should do everything the mobile version does.
These would be dealbreakers for me, on the web portal:
Download CSV files (with the option to select ‘download all transactions since the last download’). I like to manually upload them to FreeAgent myself, as FA doesn’t always guess the transactions correctly.
Bulk transactions. I wouldn’t trust myself to do this through the app. I like to have my bank window next to a spreadsheet so I can check and check again. Perfect for payday, bills etc.
One off and scheduled payments would also be a must on both web and mobile.
I love the idea of having the different pots where you can select how much to automatically move over. This would be fantastic for VAT and TAX savings. Also committed spending as there is in the personal accounts. Ability to monitor and amend these in the web portal would also be great.
I would primarily use the web portal for all my business banking activities. I usually only use my phone to look to see if it’s worth logging in or to quickly see if an invoice has been paid.
Thanks Monzo. Looking forward to it!