I did ask somewhere else but Theo can you flesh out the other data you send to Experian that you haven’t specifically listed on the blog post?
As the paid data wasn’t mentioned there but it is mentioned here, is there any other data you share with the CRAs beyond what you mentioned in the blog post and if so, why isn’t everything listed there for transparency?
Monzo is still not showing up on my Experian credit file. I’ve had my Monzo card for about 3 years now so it’s not a new account. Is anybody else experiencing this?
Experian are not updating anything very fast at the moment. Many of the accounts on my report have not been updated since the beginning of February, so a lot longer than the up to six weeks they quote.
Monzo is showing on mine so it will get updated but the delays will be with Experian and not Monzo.
Had my next monthly update today, data for Monzo is still updating fine just minus the loan data but standard current account with the overdraft has updated again
Yes, they are. I’ve just found out that a joint account which I closed LAST YEAR has been reported to all credit agencies as open and linking me financially to my ex partner.
Even if the account is closed you will probably still show as financially associated on your credit file. You need to contact the CRAs directly and ask them to disassociate you and your ex partner. But that can only be done if you have no active joint finances at all. I’ve done it in the past and it is a simple and quick process.
Yes, credit agency is dealing with it. Annoying as I’d only just had the previous one removed. This one is “fresh”, even though the account was closed last year.