Gentle push back on this here as my general savings pot described above might not need touched for the rest of the year as I don’t foresee anything else I need to use it for (that can well change) so I would like to have it remain locked after I have done this small bout of DIY in the house.
For me, personally, I would not want this amount of money sitting in an unlocked pot as it would be too tempting to fritter away and I am sure I am not the only one.
Again, locked pots are great for specific savings goals but I think it is quite closed to not consider those of us who need a bit more help to save more generally.
Is there an option of selecting your pot type at the point of opening?
Do you want to open a:
1. Regular pot
2. Fully Locked pot
3. Locked pot with 24 hour accessibility
4. Savings pot
I am no tech person but I think that might suit the two different camps?
You would have your intended locked pot which will be deleted on reaching its intended goal and I could have my locked pot for general savings that I can access with a 24 hour buffer for friction.
No COps needed in any of those scenarios.