I’m just going to jump in here to confirm the section of our Terms and Conditions.
If you change your mind, you can cancel Monzo Premium within 14 days of signing up. If you’d like to cancel, you can do so in the app. We’ll give you a full refund but we’ll charge you a £50 fee if you’ve ordered a metal card. That’s how much it costs us to get your Monzo Premium card made.
If you’d like to cancel Monzo Premium after 14 days of signing up, you can do it in the app but you may have to pay a cancellation fee. Please see the table below for details.
Your cancellation is immediate. We’ll keep your Monzo current account open but you’ll lose access to the benefits of Monzo Premium at the same time you choose to cancel. We’ll cancel your metal card 14 days later and send you a replacement current account card as soon as you cancel.
If you close your Monzo current account we’ll also cancel Monzo Premium.
Hope this provides some further clarity and with that being said, I’ll be closing this Topic as well as it seems to have went into direction of personal attacks which isn’t accepted on here.