Hello,
I’m currently in the process of moving from Canada to the UK and don’t yet have a permanent address. I’m staying at an Airbnb temporarily until I find a flat to stay at. I’d like to set up a Monzo account, but since I can’t receive mail at the Airbnb, can I get a PO Box in the UK and have my card sent there?
Thanks in advance!
No, to prevent fraud it needs to be your UK registered address.
Can you register with your AirBnB address? The only thing it will be used for is to send your card to which shouldn’t take more than a week. And once you’ve found a flat you can change the address on your account.
That could work. I also have some friends in the UK, could I also have it sent to them if I can’t receive mail at the Airbnb? Do I need to provide proof of address?
Generally yes unless the address is the same on your government ID (unless it’s changed)
Sorry, maybe I’m misunderstanding, but just to be clear, can I use my friend’s address or an Airbnb address even though I don’t live there and it isn’t on any of my IDs?
From memory when moving I’ve never had to provide Monzo with proof of address.
I’m sure don’t don’t provide proof of address with Monzo… wasn’t there a thread a whole back about charities for people without homes using churches for delivery of cards?
You can’t use a PO Box for the card. I’d use a friend’s or relative’s UK address just for delivery, then update your details once you have a place of your own.
Which is fraud. So don’t do this 
Unsure if Monzo has ever actually clarified their position? Their terms specifically refer to the address as “your home address”, which to my mind, means you must be living there.
Then again, honesty and integrity seem to have gone out of fashion these days. I made the mistake of reading some banking threads on Reddit recently, and I was stunned by how normalised lying to your bank has become. Hope they all get markers.
Yeah it’s baffling.
I’m sure the person you are replying to will be grateful for your help, even though the difficulty arose three years ago. 
I don’t suppose they would, to be honest.
AFAIK they are obliged to make a number of checks to ensure that the applicant is who they say they are and that the application doesn’t contain false information.
How rigorous those checks are, I have no idea.
Exactly my thought process. I don’t see how providing a regulated product to someone with an inaccurate address would be allowed, even with permission from the address owner.
Unless it’s some sort of specific arrangement between the bank and a charity, like for homeless people. That’s very different and is a formal arrangement. I certainly don’t think it’s right for a customer to unilaterally decide to provide an address that they don’t live at.
This is part why Monzo makes some wait for the card to deliver and activate before they can use any part of the account.