Using my Monzo card around the world

Next year, I will be travelling around South America and have been trying to find what the best form of payment / cash withdrawal in each of the six countries I am visiting. Does Monzo work worldwide and can you provide info on way to get best FX rates etc? Thank you.

Monzo is your best option, there’s no fees (even hidden fees, like the one’s your “no commission” services charge) for conversion of currencies or using ATMs. Foreign ATMs may charge you for withdrawing money, of course but that’s not a Monzo charge.

You check the MasterCard exchange rate here.

Take a look at this blog post for more tips

You could also try creating a ‘Monzo in country name’ topic, to ask for advice about using Monzo in the countries you’ll visit, from other Monzo users. Let us know how you got on when you get back :slight_smile:

The existing travel topics are listed here -

It’s definitely the best option with regards to exchange rates and international transaction fees.

Could you list the countries that you’re intending to visit?

1 Like

Countries visiting are:


Ok here are your topics

(if advice for several countries had been posted in the same comment, it could have been missed by users, once this thread was split into dedicated posts for each country :thumbsup:)


Thanks Alex for doing this!

1 Like

Not all heros where capes :wink:


are there any European countries that are not monzo friendly? thanks

Since that’s quite a broad question to answer, my advice would be to check the dedicated posts for each country before you travel to them, for detailed & up to date tips.