Travelling abroad

(Jade) #1

Hi everyone. Just signed up to Monzo today!

I’m travelling to Amsterdam next month and just want to know, if I use my card whilst I’m there, will I get charged any fees?

I won’t be using an ATM as I will also be taking cash.

I only want to use it to pay for, hotel, food etc

Thank you :smiley:

(If there's the wrong end of a stick, you'll find me holding it.) #2

If you’re not using ATMs, then there’s no fees.

Make sure you always opt to pay in Euros if you’re offered a choice - it’s always cheaper that way.

(Jade) #3

Thank you :ok_hand:t3::blush:

(Elliot ) #4

You can take out up to £200 cash via an ATM fee-free (you get the exchange rate of the day so its usually better than getting your cash from a currency changer such as tesco - who charge commission).

Then all card payments, contactless or chip and pin are free of charge.

Hope this helps, it explains it a little more in detail in this post:

From today we’ll be introducing a 3% charge on cash withdrawals made from international ATMs, after a free 30-day allowance of £200.


  • Spending by card in a shop, hotel, restaurant, or at any other “point of sale” abroad will remain free of charge
  • Online transactions made in a foreign currency will also be free of charge
  • We’ll continue to pass on the Mastercard® exchange rate with no markup
  • ATM withdrawals in the UK will continue to be free of charge

I would say from experience, most shops and coffeeshops take card so its best to pay for everything via card (remember monzo will create a holiday summary for you - which is amazing). I would just take out enough cash for the munchies whilst walking the streets :wink:

Hope this helps :smiley:

(Elliot ) #5

Also double what @Anarchist has said, if you’re given the option pay in euros. If they seem confused just tell them its a pre-paid travel card with euros on it :joy: It’s always worked for me

(If there's the wrong end of a stick, you'll find me holding it.) #6

Never thought of that!

(Elliot ) #7

I tend to do the same with adding cash to my account; I just tell the paypoint people it’s a prepaid card and they have to wipe the bar to top it up. They seem to get a lot less confused :joy:

(Brian Shaw) #8

Hi Jade, I’m new to Monzo and trying abroad for first time, I’m using in Budapest at the moment,I bought my travel pass as usual at Budapest airport I got a better rate than I get at local change points. and I bought a beer tonight with a 15 pence mark up on if I had payed cash.i know over here it’s only pennies,but just putting it out there as I’m keen to make my Monzo earn it’s keep😎