Has anyone used Monzo in Ecuador so far? If so, please share your advice here!
Have just spent 3 weeks in Ecuador and used a Monzo pre-paid card throughout the trip.
I found the Banco Pichincha (yellow branding) to be the most reliable atms and they didn’t charge an extra fee. Make sure you enable your magi-stripe beforehand to use it.
Used the card to pay for things in shops ect and didn’t have any issues other than it sometimes taking a few times to go through. Think this was due to the poor connection of their card terminal rather than the card.
There is an atm which doesn’t charge (I think this is also Banco Pichincha ) on Santa Cruz island in the Galapagus by the supermarket next to the dock. Make sure you get cash out before you get to Isabella island as they have no atms there and the few places that do take card will charge you 12-25% fee!