Sorry about this, I was wrong about the magstripe toggle! It does just apply to ATMs, but this hasn’t always been the case, so forgive me!
I’m not entirely sure why this declined 
If you want to send me over a direct message, I can have a proper look into it though!
If you are going away for a long time, you can just get in touch with customer support in the app and they can extend this for you 