A 24hr unlocking would prove useful, as it’s normally the impulse purchases that get me!
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I believe that they’re 24hrs because it is with a 3rd party so things need to happen at their end too.
If Monzo provided a 24hr lockable pot it would just get abused like the last iteration did. This is because people did not use them correctly and put unnecessary strain on CS requesting early unlocks.
I’d love for actual locked pots to come back. Really helped
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My idea was a carry on from the conversation above. There’d be no issue with a 3rd party running the pot, especially if that offers the much needed friction.
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Ahhh ok my bad, didn’t see a reply in your message. I take it back 
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