I’m sure this will have been mentioned before but I can’t find a post by search, so apologies if it’s been considered.
I’m unhappy that the list of contacts with Monzo accounts is not manageable for two reasons.
- I don’t want everyone in my contact list to automatically know I have a Monzo account, I only want selected contacts to know, those whom I choose to share this with.
- I don’t want to see certain contacts in my list of contacts recipients - for example people who I know I am never ever going to be paying.
So I have a suggestion
When setting up the app it should be possible to select those contacts I wish to be included whether or not they have an account- because at this stage in theory I can’t or shouldn’t be able to know who has a Monzo account.
The person setting up the account (me) will then have the option of sending an email and/or notification/and/or text to those they choose to share their status as a monzo account holder, and in which there is a clickable link.
Each selected contact will get an email/text (and a notification through the app if they are a monzo client, but I won’t know who gets what) which says I want to add them as a recipient.
Then the following happens:
If they don’t want to share their status (and don’t wish to appear in my list even if they have monzo) they ignore it and do nothing or click on I don’t want to share my status as a monzo account holder with this person. At this stage they know it’s me but I’ve chosen to share that with them actively.
Having read the email/text if they don’t have monzo they do nothing or click on "this doesn’t apply to me, the sender will not be informed of your response. (they did not get a notification because they don’t have a monzo account)
If they are happy to share their monzo status they click the OK link.
It sounds more complicated than it is and needs some refinement I’m sure, but it overcomes my issue from both ends.
Ok standing by to be shot down in flames…