Unable to start joint account

I am trying to set up a joint account on the app, when I get through the steps, and I give the app access to all my contacts, it shows only some of 2500 contacts on my phone, but out of alphabet order, and not the person I want to start a joint account with, it’s ridiculous, why can’t I just type in their email address?
How do I make them appear in the list?

Does the other person have a Monzo account?

Does the other person have payments with friends on?

You can only open a joint account with another person who has a personal account with Monzo.

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