Nothing yet but I applied quite late so if it’s in order of transfer, it’ll be towards the end of the month for me.
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TSB bonus paid for anyone who did it this time around 
I had it last year too.
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Yes got mine couple of days ago
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Can’t decide whether to switch or go for the £75
Does anyone with a TSB credit card know what offers become available for existing customers after the introductory offers expire?
I get emails every month from HSBC, Barclaycard and others about shorter term offers (0% for 9-12 months) and my Lloyds card has offers available perpetually, but there’s little to no information online about what sort of ongoing offers get sent out once the advertised headline introductory offers are over.
It’s usually 0% for 12 months but can’t remember the BT fee. Thinking 3.95%
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Thanks. I’m looking to create a little stoozing network to move a balance around with 0% transfer fees, I have offers with Lloyds and Halifax that allow that (NatWest and RBS default to 0% transfer fee too but the balance transfer feature in their app is broken), but just trying to find any others that offer ongoing transfers with 0% transfer fee.
Applied in app for a current account for the switching bonus.
My application has been denied, likely as they couldn’t confirm my address as I recently moved despite me providing accurate address history and this never being a problem before.
Does anybody know if it’s possible to ask them to remove the hard search based on this?
Hi Albert, have you actually seen a hard search on your file, and which CRA? I applied and was rejected some weeks ago, but can only see a soft search on Experian, nothing on the others (as viewed through clearscore and credit karma).
Ask them to check you application
Both TransUnion and Experian have a hard search from TSB
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The Spanish owner of TSB, one of Britain’s biggest high street lenders, was on Tuesday at the centre of speculation that it is being targeted for a takeover by the giant banking group BBVA.
Sky News understands that BBVA is at the early stages of working with advisers on evaluating a potential all-share bid for Sabadell.
City sources said that investment bankers at JP Morgan were advising BBVA on its interest in Sabadell, with UBS also said to be involved in an advisory capacity.
It was unclear whether any formal approach had yet been made by BBVA to its smaller rival, although one source said highly preliminary talks had taken place between executives at the top of the two institutions.
BBVA has launched a hostile takeover bid for Banco Sabadell, which owns TSB.
Now, perhaps N26 could buy TSB’s licence and customer base…
I fancy that it might be a reasonable fit for Yorkshire Building Society if the latest shopping spree by Coventry and Nationwide make them reconsider their position.
TSB doing well
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Nice little turnaround going on there. However they Napalmed the bridge between I and them in 2018, so there’s no option to re-build
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TSB are removing their Fraud Refund Guarantee from 7 October 2024
We’ve been industry leading with our Fraud Refund Guarantee for over 5 years. Now, UK regulators are making sure other banks catch up. They’ve brought in new rules all banks must follow to reimburse certain types of fraud. This includes types of fraud like someone pretending to be someone they’re not and getting you to send them money. We’ll be switching to these rules when they come into effect on 7 October 2024.
On the more positive side, they are removing fees for bankers drafts (if you can find a branch I assume!)
If customers want us to write them a cheque for money within their account (known as a Banker’s Draft) we will no longer charge them. The charges have changed from the current “£20” to “Free”.
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Good news: they’ve increased the fund to £500.
Bad news: TSB data on the use of the Emergency Flee Fund shows that on average, 16 individuals a month claimed a fund in 2023, compared to 23 a month so far in 2024.
I wonder with TSB being open for sale, will this scheme remain when they’re under new ownership.
Does anyone know if other banks have similar scheme?