I’m trying to set up a joint account with my girlfriend. However when I try it comes up with a message saying ‘we can’t offer you a joint account right now! We can’t tell you why, but we can let you know if this changes in the future’ .
This is very irritating and I would like to know why this is happening and how I can fix this problem 
Hi. Welcome.
Monzo have for whatever reason decided they don’t want to give you a joint account. They can’t/won’t tell you why. All you can do is wait a few months and try again or go elsewhere.
Seemingly.
Lots of people have opened joint accounts, myself included, with zero problems since this “crackdown”
As mentioned above, there can be a multitude of reasons and I most likely know why, but we aren’t able to share this.
I am in the same boat.
We went to Starling and opened one there within minutes of other half being accepted for a sole account, zero issues.
Not as exciting as Monzo mind, but it does the job for all household bills and transparency.
Last thing I want is my mrs having transparency over my “entertainment” spend 
If you’re rejected for a joint account then you should get the option to receive a notification when this changes. I can’t promise how soon this will be, but we’re working away to increase our joint account eligibility criteria.
Oh we have sole accounts for anything non house related 