This works for me. It’s an absolute nightmare to keep on top of as pot movements are automatically classed as ‘transfers’ (except round ups)so lots of recategorising is required.
I look at transfers as solely between Monzo and non-Monzo accounts and should always balance to £nil; that way the ‘Savings’ category is a true reflection of the net position of my deposits and withdrawals.
Took me an absolute age to find a way that made it work how I wanted it to - it’s not an easy one.
I think this is an example of where Monzo needs to offer flexibility for us to do as we’d like. They can help that by letting us set a default category for transfers to/from each pot, but other than that, I think don’t impose any other model.
(For example, I differ from you by categorising transfers to pots I use for savings as, well, Savings, whereas set aside moneys - like bills pots - just get treated as Transfers).
Because the bot is an unreliable witness.
Today?
0 voters
Loving @MalaiseForever and @sgruppetta’s unflinching optimism in the face of Monzo Bot, the Community’s very own Badgey.
And don’t think I’ve not seen your vote, Mr Doe 
Assuming Oh Peter was the same context as Oh Matron?
I think it’s totally in the eye of the beholder. 
Absolutely this 
. Having to reclassify 15 or so transactions on my ‘Salary Sort’ day each month just because they automatically default to ‘transfers’ is a nightmare.
Looks like the Bot was spot on. 
I’m not sure I’d trust that bot
Let’s try again shalt we
@monzobot fortune
As I see it, yes
Hi! To find out what I can do, say @monzobot display help.
@monzobot destroy all humans
Oh ye of little faith…
It’s our new policy to only launch once @Peter_G looses all hope
How I wish that this weren’t true