I have missing transactions between 18 July and 14 August. They are in the graph but not in the list. I have frequently had transactions that have completely different payees listed against them.
I feel the app is very buggy and I think for a banking app the develop quickly break it fix it approach is not appropriate.
There are no branches or paper. There seems to be a sense that if it’s in an app accuracy doesn’t matter, but if your regular bank sent you a printed statement that had a large number of missing transactions or ones with a completely different payee name it would be ridiculous.
In the help monolithic chat in the app they say after uninstall I have to reinstall then login with my email address. I can’t remember which one and what password.
Will they know I’ve uninstalled to send me an email? How is “just a link” the same as logging in?
When you first install the app and have an account, it asks for your email address.
You input the email address that you signed up with.
An email is then sent to your email address.
You click the magic link in that email and it automatically opens and unlocks the Monzo app and you are logged in.
To be fair, if you walked into a branch and told a high street bank this, they’d firstly tell you to call a number, and then the advice would be to reinstall the app anyway. Probably.