Swiping left on magnetic stripes

Mastercard credit and debit cards will not be required to have a stripe starting in 2024 in most markets. By 2033, no Mastercard credit and debit cards will have magnetic stripes.

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Makes sense. I’ve never needed to swipe my card in well over 10 years, if not longer.

The same with signature strips. I’ve never signed my card or had an issue with it not being signed.

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Haha nope. Guess I’m just lucky? :smiley:

More recently I use Google Pay all the time, so that makes it even less likely/impossible.

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Do people even use debit cards anymore? I’m seeing more taps of phones these days.

:sweat_smile:

I assume they have given another 12 years to allow backward places like USA to catch up.

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What do you do to your cards? Serious question - I’ve only ever needed to replace one card (in 1986/87 when the mag stripe delaminated). Mine are kept in a leather wallet in my pocket and seem to last just fine. Some of the card edges get a bit tatty towards the expiry date but the chip, contactless and magstripe are fine.

Edit - I’ve replaced two. In the days prior to Chip and PIN the signature strip wore off an Amex card through regular use and I had to ask for a new one a few months early.

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Please say you were wearing boots at the time.

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Yes, a lot of people still use debit cards.

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The sweat smile was me being jokey :grinning: It was laughing at the fact that we are talking about magnetic stripes that for most people either used last in 1998 or never needed to swipe.

I’m not actually suggesting people don’t use debit cards anymore. :sweat_smile:

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In 12 years time we’ll all have chips in our fingers that we just point towards the machine and shout verzurveuspayus and it’ll be done.

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By 2033 we’ll probably have the chips implanted in our hand by law.

Edit: obviously on the same wavelength as @Revels

:handshake:

^ Also one way for person to person payments :thinking:

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You have led a very sheltered life (when it comes to card usage)

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I might have the solution keep the cards in a wallet :slight_smile:

Must be cheaper to buy weed in larger quantities, how about 1 larger withdrawal each month?
:stuck_out_tongue_winking_eye:

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Weed topping on pizza, fair play. You must eat a lot of pizza! :wink:

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I genuinely can’t remember swiping a card more than once or twice in my entire life.

I think my last chip and pin was probably a couple years ago now too.

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It’s time for Badger Pay to shine

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This means 1 less toggle in app :muscle:

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In Bootle.

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Only time I’ve needed that recently for was toll booths on the French autoroutes.

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I have, although often it’s a problem with the card reader rather than your card.

This used to be a particular issue at John Lewis, where it would happen fairly regularly back before they supported contactless and used older (and seemingly less reliable) card readers. I knew it wasn’t the card as it worked fine before and after, and the issue happened more than once at the same terminal in John Lewis.

To be fair to the USA, the liability shift has really improved rates of EMV adoption there. Africa is also doing surprisingly well at supporting EMV these days.

The finger is squarely pointed at the Asia-Pacific region, these days, as the laggards in adoption.

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I was going to say this; I never withdraw cash now, but in the past it always seemed to be cash machines that would scratch up the chip.

Card reader devices from certain banks also seem to do this. My Barclays PINSentry is fine, but a card reader from RBS really chews up the chip (so I tend to always use the Barclays one instead; it’s also easier to use with the bigger buttons).

Ordinary card readers in shops rarely scratch the chip badly, and sometimes I have ended up with pretty scratched chips that have still worked so it’s not always an issue, but I’m sure ATMs generally contribute the most towards card failure.

They are much more dangerous in terms of delaminating the plastic as well.

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