Hi Beth, I’m afraid that still doesn’t make sense to me.
As an example, say I have a monthly budget set of £650, and every month on the 1st I transfer £650 into my Monzo account. Sometimes there is a bit left over from the previous month, in this case there was £10 in the account, so at the start of the month I had a budget of £650 and a total of £660 in my main account. There are no other ingoing funds.
I then proceed to make £650 worth of transactions (no committed spends, no direct debits, just card transactions, transfers and automated IFTTT pot transfers).
This leaves me with £10 in my main pot. The summary should surely also say £10. But it says £70. The problem is that the summary is telling me I have significantly more available in my main pot than I actually do. Again, there are no committed spends to take into account.
Is the problem transactions that aren’t linked to budget items (such as transfers/cash withdrawals/pot transfers)? If so, that surely seems counterintuitive when one would expect the summary to take into account what is actually your balance when showing you the remaining funds.