I currently have £0 in my balance. Monzo thinks I’m going to miss all my bills, get evicted and starve to death.
Ofcourse the money is neatly tucked away in pots, away from the possibility of me spending it before it’s due to be snatched from my cold bitter hands.
Shopping - comes directly from pots when I spend
Petrol - same
Bills - I move the money into my balance the night before
On the event I don’t have something set up and go into my OD, I generally just move it when I get a second
Am I doing Monzo/money/life wrong?