Or Miniscule Banking Empire
Miniscule Banking Empire
This!
Looks like I wonāt be using their community any more considering I donāt have an account with them! What a way to shut people out that have a genuine interest.
They took on a contract with the DWP to work on Universal Credit a while back - that caused me to close my account as I donāt want anything to do with any company that would get involved in that, even in a small way or indirectly. - Basically screwing over the poor, unemployed and disabled.
Then I saw a video a few weeks back of Liz Truss playing ping pong or something in their offices. Now their CEO is getting an MBE - and Iāve just read that theyāre teaming up with RBS (where their CEO used to work, no?) to help them create a digital bankā¦
Itās all added up to confirm that I made the right decision. Challenger my arse.
I sent a private message to them asking that my community account be closed. Ironically after 5 hours still no response.
**Edit. That did it. My community account was just closed.
Iām at a total loss as to how they respond at times. Iāve seen Megan back on today posting about the platform, which is great and fine - it is her job, but nothing else. Thereās very little to really manage over there right now, so what are the community managers doing?
I havenāt the slightest idea what they actually do for the DWP. Iām guessing itās related to paying claimants through their platform offerings.
Iām not sure Iād hold this against them, theyāre a business and providing a service doesnāt make you complicit in any failings by customers who use your services. Someone has to be be providing the service, maybe Starling are offering a better service in this regard which will benefit claimants. Who knows what legacy crud they replaced with this?
Edit: apparently they verify claimants for Universal Credit - what that involves I have no idea, but Iād of thought someone like a Experian or Equifax would be more in the industry of verifying people.
A4e anyone?
Universal Credit is an extremely controversial policy, so people will have an opinion on it.
@Pipefish said they closed their account because of it, itās all about personal feelings for customers, and if they donāt agree with what their bank is doing, they will go and find an alternative.
Believe me, Iām well aware of Universal Credit and its impact. Iāve helped a number of close people deal with this and have a few still dreading the day they switch everyone. I absolutely respect anyone who is willing to leave their bank over it, and frankly there are a host of other issues at the moment that I suspect donāt make that a difficult decision.
Iām just very cautious about judging a company, especially a small one, based on their customers. As it goes, I donāt take Starlingās ethics policy with a pinch of salt and I never thought they were an ethical company to start with, so it doesnāt really hit or surprise me.
Arranging all the eventās that Anne ends up going to is my guess
Anne just liked some post both defending a Monzo post and recommending Starling, so it seems she has plenty time to read (see āpoliceā) the forum.
Itās horrific the impact it is having on people, and I really hope the people in your life have now got it sorted and donāt have any more undue stress or worry because of it .
Things are āsettledā for now. As everything DWP they tend to live in constant fear of the DWPās whims, or some mistake happening in some back office requiring months of work to fix. Itās a sad state of affairs when the most vulnerable in society are treat the worst.
Thatās beside all the checks, reviews, etc. in the name of catching cheats and checking eligibility. Despite having one of the lowest welfare fraud levels in the world, and the rate rising despite the heavy handed way in which things are being managed.
Itās good to hear things are settled, and I hope it continues .
Consumer Power is a pretty strong force to contend with. Itās good consumers have such power.
I think Monzo have the best approach Iāve ever seen from a bank, customer support and wellbeing is at the forefront of everything they do.
I donāt think I will be using their community in future either. I do have an account with them, but I simply donāt want to link my Starling account to their community website for my own perfectly good reasons.
I hope the Monzo community doesnāt go the same way. I think contributions from people who are not customers are also valuable.
My impression is that your behaviour on the Starling forum & your access to an account would be irrevocably linked. Behave poorly on the community and say goodbye to your account? I know it sounds daft but thatās how itās going.
Everyone is entitled to their own opinion of course, but unless you frequent the forum semi regularly, itās difficult to get an overview of everything.
From personal experience, a disruptive user over there is far far worse than one on the Monzo forum - Just due to the user numbers on each.
Iām not talking about criticism of Starling - Despite popular belief, you can do that freely (I have) - Providing of course itās semi constructive, and doesnāt cross the line between criticism, and personal attacks/trolling.
Sadly, there seems to have been far more trolling over there of late, which has led them to this decision.
I hope they can work out a way to let legitimate users have a say (even non customers) - But given the 2 options currently, I think this is the right call for now.