Ah I see. I’d probably refer to that as “old school” banking these days 
. To be fair I rarely look at any of my spending charts but that’s because I know pretty much all my comings and goings each month so there’s no real insights there for me.
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Do Starling do joint interest-earning saving spaces yet?
Not missing much, interest rates are currently 2.75% on their saving accounts
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2.5% on Easy Saver & Cash ISA.
They have just boosted the fixed saver to a still sub-par 3.70%
It’s gone down since I last looked, 2.75% was bad enough
In what way, I make some weekly payments and both Starling and Monzo have been fine for me.
The statements bit for Monzo needs fixing, they need to blend it into the main statement. When I was using them as my main bank for everything, I’d end up with large numbers of pages in my statements
They’re not even trying to be competitive at this point. They’re still 1.5% higher than the legacy banks, but they’re lower than their FinTech competitors, and significantly lower than the digital options available.
I’m not getting into interest rates tho. It’s not a big deal 
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I don’t bother chasing the best rates as it doesn’t work out to much with the small amounts of cash savings I have but also not going to keep it with banks that are taking the p*** and constantly cutting the rate.
Currently using the Revolut boosted saver at 4.5%
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In that the estimate for my Bills space only accounts for the last payment for anything taken weekly and doesn’t “know” that it’s going to repeat four or five more times in the month. The estimate is therefore lower than the money I actually need in the Bills space.
Banks don’t need to be competitive, they work on loyalty.
Customers with accounts and mortgages with them likely have their savings with them too.
Penny chasing is a lot less common than you think. Majority don’t care, they keep their money with who they trust.
Edits for my spelling and random words 
The new names, regardless of FSCS, aren’t of interest to the bulk savers.
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Not to mention that some of the best cash ISA rates at the moment are with those noted challenger banks (checks notes) er, Santander and Virgin.
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I gave up rate chasing. Far too much effort. I’ve just got two I use, plus Monzo for the rest.
It is a shame people don’t look to do more with their money. But then, it’s the people using 1% savings that fund our regular savings and rewards credit cards. So we can’t complain too much. And I definitely still think about money too much, even if it’s less than before 
They don’t need to?
It’s aside from their main spending and that’s the point of saving 
Rates are not the most important thing, having savings for whatever reasons if you need them is.
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This is partly misleading though.
I won’t be moving my FlexOne Saver till I’m 23, so I’d be answering that I haven’t moved anything. And if someone has a good high interest account they’re not gonna be constantly moving either. Like a YBS Easy Saver at 3.65%
I am being slightly pedantic tho. It probably is generally referring to 1% savers.
You move money all the time, no? It’s not your sole saver account.
It wont tip with the broad age range spectrum but on the younger side of the half Chase did well when it started grabbing large amounts of deposits relative to the amount of users.
I think Chase did well because they’re JP Morgan from a balance POV.
Not sure why they have changed the category icon layout. Much preferred when it had the colourful box with the writing inside
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