In terms of standard of support - I believe the standard has slipped dramatically.
Recently I’ve contacted for a few reasons, one I never got a final response on despite somebody “going to investigate it” after I completely disagreed with the initial response they provided… guess they’re still looking!
And another, my pot balance was incorrect and didn’t reconcile some recent payments properly, I sent screenshots and asked what was going on. I got the most stock response I’ve ever seen just telling me how to check balances and how round-ups have changed recently. I rejected this and had to get it looked at properly.
It is disappointing that this has slipped somewhat but I still do appreciate the ability to use a chat system to deal with my bank - just a shame that it’s not as good as it was. But I do hate the fact that everything is bundled into one thread.
I have to say I agree. When I first used the card I had a lot of issues with 3D Secure being attempted but Monzo returning an error.
It was clearly Monzo attempting 3D Secure and not skipping over the “we don’t do this” section, I couldn’t get any help on the issue. However that was back in the beta days.
I then had an issue where the card was not working online at all but other cards could, nothing was posted on the status and I couldn’t see anyone else with the issue. I went to raise it and found all past chats were gone, I raised a new issue and no reply and the chat is gone.
This is my biggest frustration with Monzo and why I haven’t moved everything across. The support isn’t there. Claiming to be an all singing and dancing bank but still running into fundamental issues doesn’t give me comfort. If the support was of higher quality I wouldn’t worry as much.
For now I am with First Direct for right now, until they merge into HSBC I am in no hurry to switch. I want to go full Monzo but the lack of reliable support is a sticking point for me.
I think the general consensus is Starling’s support is no better.
I very rarely have need to contact CS, in my mind, me needing to contact them is a failure of the app or bank processes, which is probably why I’ve left so many legacy banks genuinely frustrated.
That being said every time I’ve contacted Monzo I’ve had a decent response in a reasonable time frame.
I completely agree. The standard of support has slipped hugely, especially when you are travelling and need an instant reply!
The whole amalgamation of all support Qs in one conversation is also frustrating as there is no tracking on different queries.
Disappointing and a quick way to lose the Which bank award for service next year
I do find the UI a little confusing; the one long stream of consciousness is odd. Why isn’t it issue-based? That way I can see every issue (or “problem”) I’ve had and all related correspondence in a single thread.
That said, this is by no means a Monzo problem. I use the Hargreaves Lansdown email system a lot and can confirm that — THAT — is infuriating. I asked a single question about a previous pension transfer which they completely misunderstood as a request for another, and have now sent me out like 3 snail mails about the issue. And I can’t even tell them to stop because another email (even a reply!) will clearly be processed as a separate issue with no context of my previous.
Issue-based systems work because they’re easy to understand. Why re-invent something that isn’t broken.
Personally I issue based with a ticket system work best(I was working in project development,that’s what worked best for us) Also accurately handing over i.e your shift finishes a short paragraph of all the actions taken etc will make the word of difference to the next COp dealing with the issue.
As it shouldn’t be caveat that it is a good bank as long as you don’t have a problem
Luckily for them, they tested that approach out for two or three years so have real data. Did not work for them. That makes me doubt it would ever return
Yeah I think just more handover meta data to both the customer and the COp. So everyone is explicitly aware of what is going on.Plus managerial staff can keep track of what’s going on. We have all had group chats that we have to mute because they just become cluttered