Over here we were discussing the (now not so) new Monzo design. I mentioned a few things that I thought would improve matters, but then I wondered what small tweaks could be made to the app to make it better?
Behold, here’s the suggestion!
Let me talk you through it, but first a quick note about an important principle I’ve worked to: the bottom row of buttons should be for global commands, not ones that are context sensitive. What does this mean? Well, they should be for functions that relate to all accounts, rather than specific to the account selected in the feed. Hopefully that’ll make sense as we go!
There’s a new bottom button to see all your accounts / pots. Instead of relying on the swipe down to see all accounts (although that’s totally still a thing) there’s a new button to get you to the existing screen.
The Home button has been renamed Feed. That seems more accurate to me - some people will see the Accounts button as the home, some the feed. The app should remember which tab you’re on when you leave it and return!
There are new tabs for analysis and budgeting. I’m seeing analysis as backward looking - where did your money go historically (and maybe a bit like this)? Whereas budgeting is forward looking and helping you do better in coming months. These are on the bottom because they cut across all of your account and pots - seeing where your money went - or budgeting - is better if you can hook in all of your other accounts into Monzo.
Search and payments have become floating action buttons (FABs). That’s because they relate specifically to the account shown on the feed screen. Payments would (hopefully) lead to a much better experience that’s consistent across accounts and pots. If if could work for external accounts too, my life may be complete. Although, life completion would also be dependent on a better, more configurable search - hopefully with filters you can save and reuse.
I’ve removed the button on the top left that takes you to the accounts screen. Instead, there’s a cog to go straight to settings (the same as on the accounts screen).
Help is now in the top right. It’s not on the bottom row as it should be context sensitive for the tab you’re in - which will help with automating common queries. But it should be on every screen in the same place.
Finally, what I didn’t add, but I think should a A Thing is a card to the left - a master feed of all your accounts, all in one place. That would be amazing.
Finally, I’m definitely not a professional designer, so there may well be better ways of tweaking, nipping or tucking. If there are, please educate me - or come up with your own versions!