Hey everyone! 
New year, new you with Monzo, right? 
Whether your goal this year is to save more and spend smarter, or simply just be more in control of your finances, it’s worth taking things one step at a time.
And we want to make it easy for you with these new features:
Stay on target with Trends 
The problem with most budgets is that they don’t work because they’re not realistic. It can be tricky to know how much money you need to set aside for the month.
Targets is our newest feature in Trends, aimed at helping you set a monthly spending target and feel motivated to stick to it.
Set your own target or choose a recommended target that’s based on your past spending habits across all your Monzo and external accounts. The graph will show how you’re doing as the month progresses.
Tap the “Target” button in the Trends tab to set a target!
Trends will be replacing Summary soon, so let us know what else would make Trends even more helpful for you.
Help us test joint accounts 
One of our most requested features is almost ready! Joint accounts for US customers are coming soon, and we need your help to test.
All you need is someone you know and trust to share a joint account with.
Sound like you? Read our blog post for more details. Both you and your joint account co-owner will need to have personal Monzo US accounts. 
A big thanks to those of you who’ve been helping us test so far!
New card packaging and faster delivery 
Our hot coral cards recently got some fancy upgrades with new navy blue mail envelopes and faster delivery times of up to 3 days. Previously, some of you were waiting as many as 11 days to receive your card. 
Creative refresh 
Near the end of 2022, we refreshed our visual brand to make it more Monzo: friendly, inclusive, and human. 
We’ve been rolling out these changes gradually across our social channels, emails, and in the app. So here’s a refresher that your Monzo app may look slightly differently. It’s not you, it’s us.
Our goal is to continue making it easy for you to manage your money. We’re working on some exciting features and can’t wait to share soon - see what’s happening on our public roadmap.