I’ve noticed today that any new outgoing bank transfers have a default reference of “Sent From Monzo” unless I replace it with something else. I know this is probably another marketing experiment, but to me it feels a bit spammy. I’d be interested to know what other people think - I might just be being picky.
Edit: I was unaware of the fact that the reference is currently set to the account holder name if not filled in (though this isn’t visible on the monzo app). On balance I prefer the new implementation, though I agree that it should not be auto filled before making a transfer, rather just used when no reference is filled in.