No. I am not refering to anyone’s facts or theories on dilution, but the actual price paid on a secondary sale of a block of Monzo crowdfunding shares versus the original face value purchase price in the crowdfunding round.
When reading posts quoting share purchase prices and dilution effects bear in mind that each round were at a different value so three sets of data could be provided not one, otherwise you may be refering to data from a different round. The seller should always clarify what round they were from and/or original price per share for your reference.
Due to demand shares from any round should resale at a premium, and ultimately they have no value other than what you are prepared to pay for them.
Conversely, when Tide lost their banking license (now regained) people were trying to sell for face value, but with more people wanting to offload the shares than buy them their true value was less than originally paid for so they were being offered at a loss.
I feel the future for Monzo looks good, and it is a great app. With about 50% of the prepaid users converted to the new current account, that is a positive sign too. I can easily imagine shares being snapped up on the secondary market for £5 or so, particularly as any crowdfunding round this year is likely on past performance to be oversubscribed leaving more disappointed investors without shares.
Were Monzo to prepare a prospectus to get fund raising limits raised it may resolve that issue, but currently that looks unlikely.