To be fair, this thread is so far off topic I could flag the lot 
. Equating flags with offence is quite narrow since they can cover a raft of things.
If I get a moment I want to love this whole lot somewhere else since we’re now off topic from the off topic-ness.
The robot has feelings.
So are credit scores just forgotten for free accounts? The webpage linked in the first post is live still, stating credit scores are free, now it’s all behind a paywall.
Whilst I personally don’t need the feature, as you can get free elsewhere, I think this is just bad faith, promising the feature, then going silent on it, before releasing it behind a paywall
People can just use Credit Karma it’s exactly the same information and free
Exactly, I use Credit Karma personally, and it is much more feature rich than just accessing your credit score, but to actively advertise it will be a free feature, then after ignoring a community chat that they created for months, to then put it behind a paywall is poor form
Even more amusing to be fair that it’s advertised by Monzo staff to this forum saying free for all, I see they’ve altered the blog post now to show as plus only but at least the forum has acted as an archive to show that it was said free to all
When it comes to the new plus account, I don’t see the benefit, I’ve got other accounts that give this for free and I also have apps that show the same information. So it’s a shame they have decided to put this behind a paywall , it’s also a little pointless too.
CRAs don’t have an opinion on your credit worthiness.
The hold information and Lenders make decisions based on how that information tallies with their criteria.
CRA credit scores are bullshit.
Transition rates mine as fairly good, Eperian rates it as excellent.
Monzo took 18months to offer a 500 quid overdraft, during which time I got 3 credit cards with a combined limit of 17,000
Learn which lenders use which CRA and I don’t generally deal with lenders that use Transition as many companies don’t report to them. They only have half the picture.
The benefit, in part, is the convenience of having multiple features in one place instead of having to go to multiple services for multiple features. No one aspect of Monzo Plus is worth £5/month on its own
I agree it seems like they were clutching at straws to think of things that they could add to plus rather than come up with new stuff.
Seems bad manners to have a post about it back in Feb, then not really bother to follow up, roll it out to a few guinea pigs, saying you’ll get it soon, and then bam actually you can’t have this unless you cough up 
It’s not really a benefit though, it takes all of 2 seconds to open up the credit karma app or another bank that provides it for free. That’s just my opinion on it, they might as well have left it for free.
I tried three separate times to register for Credit Karma, each time without success. It seems determined to force me to select a form of my address that it can’t then match with my records. Plus on the other hand has it in the same app and worked with no bother. Point proven to me personally
Monzo want to be a financial hub. So this, their savings pots, connected accounts, energy switcher and so on is another step closer to that.
I’m all for it - everything under one roof working together in harmony would be a dream!
Totally the opposite for me I’m not interested in having everything under one roof, I’d sooner hunt out the free apps and I’d sooner waste seconds of my life than a fiver a month, I am a Yorkshire man though and we don’t like handing cash over
This is the main benefit for me - love not having to go between apps
Definitely an option and I’ve done that for a while. Though a lot more “free apps” now are in to data selling, advertising like there’s no tomorrow and a lot are badly designed (a lot of paid app are badly designed as well, though more free apps are the ones that cut corners - but not all).
So a single app that does it all for only £5 
Not found any bad apps yet and not that fussed about data been sold to be fair
Yeah same for me too. When you have very little time for yourself the last thing I want to be doing is wasting it by messing around comparing services. 
Does it update weekly like credit karma does though?
If it does thats well and good paying £5 per month to have a free service provided elsewhere “under the same roof”
If it doesnt then youre paying for a service thats obviously not as good as the service provided elsewhere for free, thats a whole other kettle of fish
Mine under Plus says it will update in 29 days, so I guess not, but it a) works for me, unlike CK, and b) is also often enough for my tastes