Hello, I am currently a student who uses the Monzo card to help budget and save. The saving pot is a great idea, however, if I pay £1.05, the pot rounds it up to £2. This makes the cheap items more expensive.
If you could set a bar/limit to how much money goes into the saving pot? For example; if I set the pot to activate when it’s over a 50p threshold. Example: I pay £1.55, it rounds it up to £2. But if it were £1.05, it stays as £1.05?
Just an idea as us students have little money and so having the cheap items such as bread and milk become more expansive will drain the main accounts money, ultimately resorting to transferring money back from the pot into the main account to then spend?
Thanks for reading!
