How odd - from what I read on MSE it seems to be 9pm if it’s due the next working day in the week. Or 10pm if it’s a Sunday when due Monday.
That thread was pretty old though 
I read once upon a time it’s because of the time zone Santander runs on (Europe?) which is why it comes through sooner.
Could be wrong but could also make sense.
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I’ve heard Santander did, and Barclays did. They definitely either do not now, or do not for everyone because I absolutely get paid only on the day it’s due and never before.
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I was recently speaking to somebody I know and Santander Select arose in our conversation.
Out of curiosity, does anybody know if this product is still around?
I’ve never ever had dealings with them as a bank, however this person is satisfied with what they offer.
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It’s no longer a product, more like a customer flag tacked on to your profile to enable quicker phone customer service and very little else. Think Barclays Premier from around 6+ months ago.
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I looked into this since my wife is with them, but I couldn’t really see the point of moving from HSBC for this. Doesn’t seem to really offer much from standard as far as I could tell.
I never understood Santander Select.
No special card and not really any special benefits
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There is the Santander World Elite Credit Card but that’s it.
Anyone else having issues with the Santander app? Haven’t been able to access my account via the app since about 5 pm yesterday.
Works fine for me on iOS.
I did have to go through a few screens at the beginning almost as if I was opening it for the first time (but didn’t have to log on with a passcode or anything like that).
Have had no issues. Been able to access the app multiple times since then
Thanks for the replies.
Seems it might be an Android issue.
I can log in online and all my accounts are as they should be.
My younger daughter and I are both on Android and can’t log on via the app.
Get a message on the bottom of the screen:
'Sorry, something went wrong. We cannot display your accounts at the moment. Please try again later."
Santander’s own status page states that there are currently no issues.
Have had this since late afternoon yesterday. I have uninstalled and then re-installed the app. Still no joy.
My elder daughter is on IOS and can access the app, no issues.
Again, many thanks for taking the time to reply.
I’m on Android and have no issues
Android. Opened instantly, via biometric FP
Been impressed with Santander so far. They’re definitely a candidate for a rock solid high street back up bank account.
They’ve picked up my investments from Vanguard as I can invest in a life strategy with 0.35% fees which is cheaper than using their own platform and sufficiently cheap to justify the convenience of not using another brokers app etc.
They’ve also picked up my credit card spend from RBS as there is cashback in play. After a year this will be less lucrative but I’d probably still take a small profit from continuing to use it.
I tried to pay in a cheque the other day and found it more fiddly than Monzo but that’s a bit of a first world problem.
I will be picking up 150 pounds from them sometime in January or September.
May or may not keep the salary going in there long term. But I can see the Everyday account staying, especially given it doesn’t have a minimum pay in unlike the HSBC account sacrificed.
Great if it works for you, but I couldn’t imagine paying 0.35% on my portfolio for the convenience of not having to open a separate app.
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There isn’t a great deal cheaper out there for OEICS and it’s not a huge portfolio (unfortunately!)
AJ Bell not an option due to past experiences and HL pricier.
All things considered. It’s less than I’d have paid for sticking to vanguard (would have been more like 1.5 percent to stay with them…) so an improvements an improvement.
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Fair enough. I’m only investing in ETFs 
.
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Doe anybody know if I have to wait for the temporary security number to setup online banking?
Alternatively, can I call them as it’s still not been received by me as of yet.
What reasons are there for payments to be declined? I am abroad and using Google Pay. I had no issues before, but I had a payment declined. I had the funds and was able to use the card afterwards so doesn’t seem like it was fraud either.