Royal Bank of Scotland (RBS) Chat

I’m always confused which card people have when they refer to the “travel card” as there isn’t a product with that name.

There’s the “NatWest Credit Card” and “Royal Bank Credit Card”, they have the yellow stripe and have 0% FX fees so would be good for traveling, but not called that.

The only credit card with “travel” in its name is the NatWest Travel Reward card (RBS don’t do it) and that’s the one with the grey line: Collected thoughts on card design (Part 1) - #8971 by RA

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Ah, the Royal Bank Credit Card.

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You’re forgiven :slight_smile: I thought maybe it was different for RBS or something.

Yes.

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Which debit card is that? I have the Premier Debit and it’s the most boring black card on the planet (if you exclude first direct). I used to love my ‘shed’ card both the black and none black versions.

I think the BOS card is nice with the Forth rail bridge on it

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Yep that is 100 times better than the black card which basically has the same design but it’s black… on black… at least the shed had lights inside it… LOL

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You can’t get that one anymore i dont think.

We you can but it will be a “Visa” not a Mastercard

I miss the sheds… something about a bank not being bank-ey. Like wtf has sheds got to do with anything but at the same time genius because sheds have nothing to do with banking.

And yes I know technically they were beach huts even if you replace the word shed with beach hut it’s still totally eccentric and I loved it

They did but then about 5 months ago. Natwest and RBS switched back to new accounts being Visa and older accounts being Mastercard.

My RBS account opened within the last 2-3 months comes with Mastercard.

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I wish I could change my C&Co card to Visa, the Mastercard logo colours don’t look right sat there.

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Agreed. The white Visa logo looked much better.

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It’s a bit of a lottery :sweat_smile:

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Think they did mention about switching back to Visa somewhere.

A bit of a hypothetical question - but if you hold an RBS personal account, and open a business bank account, is it opened at the same sort code, or are new accounts all based centrally now?

(Yes, the sort code in question is 15-80-00)

I would expect business accounts to have a totally different sort code to personal current account, regardless of “silly sort codes”.

Monzo/Starling I think share them across personal account but they’re branchless. With HSBC my business account had a different sort code so I would expect other non-fintech banks to be the same. The personal account sort code would relate to your nearest branch but don’t think the same logic applies for business accounts.

Does C&Co offer business accounts?

You have to go via the old Current Account Application form and then change the sort code to Child & Co and then you get the card.

that is indeed what I was getting at!

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Strictly speaking C&Co don’t offer any accounts. It’s just legacy branding for one sort code when using a legacy application form, which it seems actually gives you less functionality than regular accounts (no travel account). So there’s no such thing as a C&Co business account, no.

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