Hey
Any chance we could have a feature that rounds down balance daily to nearest pound and puts the change in a pot? Thanks
If you manually make your balance a round figure and turn on roundups, you shouldn’t have this issue (except direct debits).
Yeah, using roundups is the answer. It’s basically what you’re looking for but from a different angle.
Except:
- direct debits (from main account)
- 1p challenge
- refunds
- Petrol station payments where the amount is taken & then refunded back
- Payments below £1
- Payments that result in a balance <£1 (ie. £10 in account & £9.99 payment leaves £1 in account)
- (and probably more I’ve forgotten about)
I’m finding roundups more and more pointless as other things don’t balance out and would much rather what the OP is saying here. In that Monzo ensure I NEVER have pence left in my balance instead throwing it in a pot if I choose to switch it on.
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I used to try to keep my balance at £x.00 but it becomes increasingly difficult for all the reasons you listed. That said, there’s no good reason to do it.
And that’s before bill splits and any other incoming payments.
But I don’t really mind it. I just manually do it and add a bit extra to my investments pot.
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Mostly my account rounds fine, anything that doesn’t I just take 2 seconds to move the spare pence to my round up pot.
This is probably exactly the reason why it’s not a feature worth building - too many exceptions and it’s REALLY easy to do it manually.