There may be a way to do this but can’t find the answer.
My wife and I have recently moved our personal accounts over to Monzo. We both really love the way Monzo works, and think it is the future of banking. However, historically we have had two joint accounts with our previous bank. One for joint expenses such as food and fuel and the other for committed payments such as direct debits for energy, subscriptions etc
The idea of this was to ring fence the direct debit payments, so there could be no inadvertent spending on joint transactions, always leaving the correct amount of funds for the committed bills, that tend to leave the account staggered throughout the month.
This has worked quite nicely until now, and was wondering how we can achieve the same sort of thing with Monzo?
Or is there an easy way to manage your committed spending vs general expenditure in a joint account that I am missing here? Would this be how we would use pots?
