Say you pay a bill of 75. Split 3 ways it’s 25quid each. Your two mates transfer your 25pounds back to your monzo account for their shares.
It would be really good then to go back to the original 75quid payment and link the two 25quid payments back to the overall transaction which would then actually only be reflected as a 25 quid debit from your account (for your share). At the moment I’m having to wholly exclude big payments like this so it doesn’t cock up my budgeting.
It looks like with big payments you can request shares of payments via the “split payment” dialogue with the monzo.me but you cant associate incoming payments back to a transaction in reverse (for example if they pay via bank transfer from another bank or via a monzo.me link that you didn’t generate from within the orginal payment.
I also note that the “split payment” option doesn’t seem to be offered for smaller transactions. I was wondering what the threshold was?