I understand it might not be completely up to Monzo but I wanted to ask nonetheless.
Walking along motorway in North Carolina I stopped casually at Dunkin’ Donuts to treat myself to some chai latte. I paid with my Monzo card with people staring at its bright colour, as usual But then the supervisor said they can’t make chai lattes with almond milk, so I asked for regular black tea.
First she refunded my previous transaction and then I paid again the new price.
When I’m looking at my feed I get the two transactions with different prices but the refund isn’t there yet. It’s okay as I am a fairly patient person but I’m interested if there is a difference in the processes between paying and being refunded? Where could possible delays occur?