So I switched my bank account- debit and credit card to Monzo. Half my refund for my cancelled holiday has sent to the old credit card- will this automatically come to my Monzo account?
Monzo doesn’t offer a credit card.
If you purchased on your debit card that you’ve moved to Monzo, the refund will come to your Monzo account.
the account I have closed was a current account with a debit and credit card both attached- will the credit card have closed as well when I switched to Monzo?
No it wouldn’t have. Credit cards don’t form a part of the CASS service. Only current accounts do.
Okay, great thank you!
You may have had a Credit Card with the same bank as held your Current Account but I’ve never heard of one being ‘attached’ to a Current Account. So your CA might have moved tomMonzo but I’d bet that the Credit Card account is still where it’s always been if you haven’t actively closed it.
I’m aware that one of Nationwide’s credit cards is provided on the basis of an existing current account. Their “Member” credit card, I believe.
Membership includes Mortgage holders (with or without current accounts) but I see what you mean about the implied dependency there.
I’ve always wondered if these things get revoked when you current account switch away. Same with linked savers.
Yes. When I closed a Flexaccount some time back, the credit card went with it.
I’ve since reopened as backup. I was (despite this being off-topic, probably) pleasantly surprised at the total lack of drama or friction (dramatic friction?) associated with reinstating both facilities - even down to retaining my customer number.
I had a B account ages ago and you automatically have a Savings Account attached to the Current Account. I CASSed it into Monzo as I didn’t use it and many months later B sent a letter stating they were converting my savings account into a Yorkshire Bank savings account as I didn’t have a B Current Account anymore. I obviously didn’t realise they wouldn’t close it so I still have it somewhere I think.
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