So I switched my bank account- debit and credit card to Monzo. Half my refund for my cancelled holiday has sent to the old credit card- will this automatically come to my Monzo account?
Monzo doesnât offer a credit card.
If you purchased on your debit card that youâve moved to Monzo, the refund will come to your Monzo account.
the account I have closed was a current account with a debit and credit card both attached- will the credit card have closed as well when I switched to Monzo?
No it wouldnât have. Credit cards donât form a part of the CASS service. Only current accounts do.
Okay, great thank you!
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You may have had a Credit Card with the same bank as held your Current Account but Iâve never heard of one being âattachedâ to a Current Account. So your CA might have moved tomMonzo but Iâd bet that the Credit Card account is still where itâs always been if you havenât actively closed it.
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Iâm aware that one of Nationwideâs credit cards is provided on the basis of an existing current account. Their âMemberâ credit card, I believe.
Membership includes Mortgage holders (with or without current accounts) but I see what you mean about the implied dependency there.
Yes. When I closed a Flexaccount some time back, the credit card went with it.
Iâve since reopened as backup. I was (despite this being off-topic, probably) pleasantly surprised at the total lack of drama or friction (dramatic friction?) associated with reinstating both facilities - even down to retaining my customer number.
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I had a B account ages ago and you automatically have a Savings Account attached to the Current Account. I CASSed it into Monzo as I didnât use it and many months later B sent a letter stating they were converting my savings account into a Yorkshire Bank savings account as I didnât have a B Current Account anymore. I obviously didnât realise they wouldnât close it so I still have it somewhere I think.
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