After the BIG LIST I feel the thing missing the most from a young freelancer’s perspecive is a fully fleshed-out SEARCH/RECEIPT/TAG SYSTEM.
I’m a London based freelance film director, and I often need to manage multiple simple expense reports for my clients, for my business and for myself. I usually do those with Expensify (connected to my Visa) and the lack of good similar functionality in Monzo prevents me from switching to it full time, which I’d like to do very much.
All the tools you need are mostly already there, they just need a proper refinement now.
The goal would be to allow for:
-more powerful, refined search and management tools in Home feed
-more versatile attachment of receipts,
-abililty to create Reports (like pots) akin to Expensify, which transactions can be added to then exported as a pdf report of expenses with receipts added (then deleted and forgotten when the job is done to declutter).
Allow for receipts to be attached from emails/pdfs/files and attach them fully to exports.
“Categories” need to remain quite broad so that Monzo can match transactions automatically - something a lot of people on the forum doesn’t seem to grasp as a design necessity.
“Tags” however are a powerhouse of customised functionality and searches for everyone.
Flesh them out: make them fast and easy to use, i.e. keep an editable list of #tags premade by me that I can quickly tap on rather than having to type it every single time.
You could do it by having a list of tags unfold the moment I tap on “#” on the keyboard etc.
Search in HOME TAB
Improve search refinement and filtering tools:
manual scrolling through dozens of contacts/brands when refining search is a nightmare - allow for typing it in, i.e. when I type ‘t’, all brands/contacts not starting with ‘t’ already filter out from the list, making for fast searches.
give ‘Tags’ a proper search button and display a list of tags.
Allow searching for specific from/to dates
Allow a third export option: a visual pdf report of expenses format akin to Expensify.
Allow for either manually refining searches to create desired expense reports: i.e. search for all expenses from-to, then swipe to remove a few transactions I don’t want, to then export a Report from,
Build in a proper Reports functionality: let me create Report called ‘Client/job name’ and just add appropriate transactions to it manually, then hit export to create a nice, simple pdf with receipts added.
I do realise you can’t be everything for everyone and have to choose our battles, but I feel you have such a potential and an actual UI that already ALMOST allows for all this, that not pushing it just a little further would be a massive waste of an opportunity.
Think of an entire generation of 30-something professionals and freelancers like myself who’d need nothing more than Monzo to do all their personal and professional finances from one place.
I think this is kind of your main target audience anyway.
Hoping to see this and with best regards - love your product #Monzo, well done so far.