It would be nice to hear Monzo comment on the feedback, and also provide insight into whether or not the negative feedback on this forum is representative of the general response they have received to Pulse.
This most certainly has been answered, both back in November by Hugo (responding to Danny):
and just 5 days ago by Simon:
So I’m not sure why people keep asking for a toggle switch, when they know it’s not going to happen. We get the same comments in each thread. Seems like a waste of everyone’s time.