How about when sending a Monzo 2 Monzo payment the sender could prompt the creation of a new pot?
The recipient could then agree to create a new pot under that name, send to a different pot or just add to their general funds.
My thoughts behind this… I’m sending my brother some cash for a present he will buy once he has saved the rest of ge money but don’t want it to end up lost in his day to day spend!!!
Perhaps I should just trust him to be responsible enough to manage his own money