That’s really useful to know and something we’ve been thinking a bit. We’re trying to answer to “How do I show Monzo to a friend without letting them know how much I’m paid?”. Things like jars and post will help (since you can move money out of your main account) but won’t remove the problem completely (people could still see your salary payment).
@hugo A suggestion for ‘hiding’ things would be to allow transactions to be marked as Private and to allow things such as Balance or Spent Today to be marked Private as well. Then have a Private Mode option in Settings which, if selected, would blur/otherwise hide those items marked as Private.
Is it possible to activate/deactivate “discreet mode” using some relevant finger/hand gesture? Sometimes we might be overlooked as mentioned above, or quickly want to show someone else a transaction, and don’t want to dig into settings first.
We’d have to make sure it worked on iOS too, and not just Android, so those folk don’t feel left out
Rather than a discreet mode what about a “demo mode” with completely fake transactions & balance? Plus you can have ways to trigger notifications and stuff.
I mentioned this on the Monzo Slack recently. I wondered whether current accounts would actually have an adverse affect on Monzo’s growth. IE: People would be more hesitant to show Monzo off to their friends, as they don’t want people knowing how much their salary is.
Now that I’ve moved just about everything across to I’m a bit wary of showing others how it works due to the live data showing when I’ve just been paid - I’m not that rich really as the mortgage doesn’t go out until the 1st.
Are there any plans to build a demo mode so that we can show others how great it is?
I think this is a great point. I know in the past I’ve often demonstrated how the app works to a friend or family member, but people would hesitate if a recent transaction was their salary.
Just wanna +1 this. Now that I’m on the current account it feels a little vulgar/unsafe having my balance in size 200 font at the top left of my screen every time I open the app. (p.s. this problem only exists for a few days after payday ). Just a quick toggle, that saves it’s state each time I open the app would be lovely.
A demo mode where a prospective customer can just download the app and have a play around with test data would be awesome and be much easier to introduce people to Monzo. Personally I have to let them use my phone but that’s obviously not ideal (I personally don’t care but some people might not be ok with letting someone else look at their banking history).
So I’m actually looking for someone suggesting the same as I’m thinking but this comes close!
What I want is:
When I add money to a pot, it lists that transfer in my list.
I don’t want that transfer to show in my history for one main reason;
The reason I’ve moved it is because I don’t want to see it so I’m less likely to spend it.
Essentially what I’m proposing is a kind of “stealth pot”.
You add money to it with a tickbox below saying "Do you wish to record this transaction?"
If it isn’t ticked, it isn’t displayed.