Price Protection

Does Mastercard not offer Price Protection in the UK?

Is this it?

https://www.mastercard.co.uk/en-gb/consumers/features-benefits/card-benefits.html

Price protection

Should you find a lower price for a new item within 60 days from the date of purchase using your eligible Mastercard, you may be reimbursed for the price difference.

(The word ‘eligible’ appears to be the most important one there, but)

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Sorry I should have clarified, Debit Cards.

I am trying to make a claim for something made on Momzo. I have only done it on US debit cards before.

Please Note: Benefits described below vary by card type and by issuing financial institution. Refer to your issuing financial institution for complete benefit coverage terms and conditions

As monzo have never said they do this then the answer will be no

I can only see that for credit cards

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Again, the word ‘eligible’ would appear to be the most important.

Monzo would not appear to be an eligible Mastercard in this instance, for the reason @Rat_au_van states.

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I can’t remember seeing anyone do this

Doesn’t really make much sense as there are always sales on so people would forever be claiming

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I use this in the US. In the UK it seems only credit cards do it :man_shrugging:

This is how Visa’s CC works which I have used in the past.

You’re very stubborn in trying to force various US things into the UK market. Have you considered a US Monzo account?

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As Monzo is (a) not Visa, and (b) not a CC; I’m afraid that link is so irrelevant that I’m not even going to look at it.

My point still stands that I have done this with debit before in the US, and it seeks this is not done in the UK

https://us.mycardbenefits.com/Home/AboutPriceProtection?cd=en&prog=pro

The word ‘may’ is probably important,too.

I don’t think their are even many credit cards who do it in the UK anymore. It used to be much more common.

It’s not a valid point. The US and UK are not comparable :see_no_evil:

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The point was to find out if this is offered in the UK.

It’s not unfortunately. A few people at the beginning of the topic kindly answered this :slight_smile:

This is why I was confused about what point you were trying to make.

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Another insight into the huge differences between the US and UK banking and financial industries.
To me, these stories make very interesting reading. :grin:

My US credit card is like a dream compared to my UK one - it has so many ‘benefits’ and insurances included at no extra cost like phone insurance, travel, car rental etc. but I don’t see price protection on the list

It’s been phased out on some cards lately.

Slightly off-topic but I read somewhere that Americans use credit cards much more than Brits (who tend to spend much more on debit cards), and therefore America presumably spends more on interest. This would make credit cards more lucrative and therefore the credit card market would be more competitive, requiring them to offer more and more benefits.

Edit, grammar for clarification

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