Pots roundup on direct debits

(Richard) #1

Would love to get pots roundup functionality on direct debits.

For example when my £14.99 direct debit for Spotify Family comes out each month I’d love the 1p to go to my pot. My bank account balance is normally £x.00 as my debit card transactions are rounded up to the nearest pound with round up. Then direct debits hit and mess it all up.

Can we please have this feature?


(Lancelot Payne) #2

I’m sure it does that already as I know mine rounds it up to £10 with Spotify and a few other subscriptions I have at least direct debits is a bit different as they could vary each time.


(Richard) #3

It does for card payments, but not for Direct Debits - hence the request. Doubt it would take much for Monzo to implement this given they have it working on card payments already.


(Daniel White) #4

I didn’t even realise Spotify did Direct Debits!


(Lancelot Payne) #5

I don’t think they do as they work off the card number and cvv it just looks like a direct debit which might be confusing some users.


(Richard) #6

Ok maybe Spotify is a bad example - I pay Spotify via PayPal and I have a Direct Debit set up between PayPal and my Monzo account.

Doesn’t matter that it’s Spotify - the principle still applies. I’d like pot roundup to work on Direct Debits please.

1 Like

(Michael) #7

I’m not a fan of inconsistencies at all. While minor in the grand scheme of things, this is one




Good suggestion. I was only thinking about this earlier. I would like this too, but I’d like this round up feature to be more reliable first.

My monthly iTunes payment went out today and didn’t roundup, but my nowtv payment did. They’re both card transactions, Monzo knows they’re repeating payments, so as far as I can see there’s no difference and should work the same.

Would also be nice to have the bugs fixed around displaying this credit to pot balance.