I’ve been using monzo now for about 8 months, and am slowly in the process of going FullMonzo. However 2 things that seems crazy was that to create a scheduled payment to my joint account from my personal account, I needed to add myself as a new payee, it should have been so much easier.
Secondly, I’m surprised that Direct Debits don’t round up. I’d have expected monzo to make more use of the round up features which although good, seem to have been neglected.