It was rhetorical! Halifax in second position? 
Halifax have a noticeable branch presence here and advertise heavily on tele. It’s nice to see Monzo and starling do so well but there will be a large section who still want branch services. I think the northern Irish only banks fell behind a long way with their digital offerings so others picked it up. Halifax, Santander and nationwide are common, hsbc and Barclays don’t have many branches.
In conclusion we are just bloody odd over here
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I’d get an AIB account if I could apply online like Ulster and Bank of Ireland. Danske doesn’t accept non–NI addresses.
AIB in Ireland accepts online applications 
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Also, 
@Rat_au_van 
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