Personally I wouldn’t read into that too much. Monzo always say “We’ll not rule this out for the future” because it would be naive to say never.
Also because they monitor usage data and are forever changing things (Locked pots) and removing things (Monzo Plus) for example.
Normally I’d agree, but I have moaned at them A LOT about PayPoint, their stock answer has always been the same. This answer is different.
Might mean nothing, but I think it means somethings happening.
Obviously all assumption.
I have mentioned this in a previous topic, I get it’s not monzo’s fault but I have only ever used paypoint to top up a phone years ago and to top up the gas and electric and quite a few times you end up getting told paypoint is down and you have to try another store. Also a lot of paypoint stores are so dodgy not paypoint them self but the stores and how they are run. I just would not trust paypoint handling actual money but I would expect they give you a receipt.
Post office however I trust, I have already read what monzo said about they would have to change all the cards to support this and stuff about the costs but monzo is only going to get bigger and more expensive to replace and starling are small with less funding yet are able to support this and it’s free to deposit at a post office with them and a few other banks. Surly monzo pay paypoint for the service and it’s being wasted as a lot don’t know what they are doing.
Am I wrong ?
Think they’ve both raised a similar amount in capital (circa 250 million iirc).
At £3 a card (inc delivery) it would cost £10 million to replace all cards. Just so you’re aware, that’s getting on for nearly 12 months revenue as of the last annual report (memory hazy, could be more.)
As a loss-making business seeking revenue growth, would you sanction that?
I wouldn’t.
There are plenty of Post Offices inside “dodgy shops” just like Paypoint merchants. So what works for you doesn’t necessarily work for others.
Not sure why you wouldn’t trust them though because you get a notification of your deposit fairly quick, just don’t leave the shop until you do 
What’s everyones thoughts are PayPoint for free account, Post Office for Plus customers?
I wouldn’t object, what’s everyone else’s thoughts?
I would be fine with this, I very rarely handle cash though, so my opinion is somewhat worthless.
I try my hardest not to handle cash but there are certain family members that ALWAYS pay me back for stuff in cash, it’s infuriating but they wont do it any other way.
That sounds quite reasonable. It might delay the rollout of Plus while they get the card software right (uneducated guess).
As someone who doesn’t deposit cash, and who will probably not be bothering with Plus, I probably wouldn’t vote for it, but it’s one of the best ideas I’ve heard in a long, long time on the forum. 
I thought I’d read in the last update that they’d sorted the cards already. So unless they’ve already thought of this won’t it be too late?
Yh i was thinking that, keeping fingers crossed they’ve already thought of it
I assumed that it was the design of the cards that was sorted. I also assumed that the internal electronics were interchangeable.
As I said, I’m pretty much guessing my way around this, though.
I don’t really know either 
I thought it was the chip that needed to be different and the update was that they had sorted the cards and signed them off, so in my head this included the chip type? 
I guess we will just have to wait and see 
That paints a picture, iv never really seen the figures but that makes sense, it would cost quite a lot maybe not quite ready to do that yet.
It more of personal experience and people who I know that have worked for small corner stores and how the store is run, I’m not referring to paypoint directly but that is a fair point I’m sure they would have to give you a receipt and you would get a notification. Post office to me just have more of a banking background so I trust them more. But to be fair I would not mind doing it at a well established paypoint store like the co-op.
Feels like you’re just nitpicking now.
I don’t think so. If the facilities are provided in the same shops, criticizing them as Paypoint locations but not as Post Offices seems strange.
Someone gave me some cash to pay me back.
I tend to avoid carrying more than £5 in cash for fear I could loose it.
After work on a saturday was the only time I could deposit it so no luck putting it into my starling to avoid the fee.
Went into a small conveniance shop near my work.
Said could you put 50 quid on this pls mate
gave him card and he looked confused, said just swipe it
he swiped it and took the money
got the receipt and the notifcation
The wording seems to matter as he then just thinks its a top up for some prepaid service so doesnt get funny thinking its a bank deposit. (either that or a good shop)
Also saw a hot coral card being used to pay for cigarettes by the person infront of me. (first time I have seen one out in the wild thats not my own)
That’s half the problem. Sure it works but most people don’t know how to (and shouldn’t have to) know how to trick the staff member into processing it.
Again just personal opinions, monzo is my primary main bank, not nitpicking, this platform is for this kind of stuff not to be told it’s right or wrong, I have actually just deposited at a paypoint for the first time and I had no troubles I’m quite please so my Opinion will probs change although I still disagree with the £1 fee.