Pay on the go using Monzo with Apple Pay

UK Monzo Chat News & Updates
295

They get the merchant data, because it is shown on my statement.

296

Yeah I think it’s the other way around. Merchants don’t get to see your data (first name, last name, actual card number etc). I think the bank sees the same info.

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297

Merchants do see all that data you mentioned.

298

With Apple Pay?

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299

I think a cashless society is possible without people having to share personal data. The momentum’s starting to shift now towards greater privacy - with Apple being one of the biggest advocates - & it’s possible to imagine a future where legislation (like GDPR) etc. makes that a reality.

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300

Looks like merchants only see the above data if Apple Pay is used on the web through Safari or through an app.

In store merchants do not see your name.

Neither an app, web or in store merchants see the actual card number either.

It’s mentioned on page 46 of the iOS security guide (https://www.apple.com/business/docs/iOS_Security_Guide.pdf) and in the About Apple Pay support doc under How secure is Apple Pay?

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301

Yeah, sorry I misread. I meant with a conventional card merchants see that info.

With contactless (and theoretically contacted too, if it was supported) Apple Pay, merchants wouldn’t see any of that, and even the card number would be an unique number for that specific device only, separate from the real card.

On the web, merchants see your name & billing address, but again the card number is unique to the device used to complete the transaction (so if you’re using it on a Mac but approve the transaction on an iPhone, it’s the iPhone’s card number that will be presented).

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302

Anybody else with iPhone 8 11.4.1 beta having trouble with Apple Pay? Mine freezes on TouchID, both Monzo and HSBC Debit. Otherwise phone works fine.

303

Have you replaced the screen on your phone?

304

No. iPhone still on warranty, I’ll take by an Apple Store

305

You are on beta so the first thing the Apple Store will tell you to do before they touch anything is to go to on to the current public release version

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306

This topic was automatically closed after 30 days. New replies are no longer allowed.

308

FYI for anyone interested:

https://community.monzo.com/t/apple-pay-notifications-and-transaction-history-in-ios-12/46844?u=jackcrwhitney

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309

I’m sure I saw this feature in iOS 11. I can’t find it now, though.

310

It was, you could just turn off the transaction feed on the wallet app :smiley:

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311

I wonder where it went :thinking:

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312

Bought a ÂŁ445 train ticket with a tap of my Apple Watch today.

Commuting sucks but Apple Pay rocks :metal:

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313

For any Monzo staff following this thread - are there plans to improve the verification process on iPad? At the moment the instructions seem in need of improvement and the whole process is quite manual, and therefore slow. First you are instructed to call a number to verify. When you do that an automated message tells you to ask through in-app help instead, then you are asked to provide a selfie showing your card. Not sure what happens next…waiting on response.

In contrast, adding and verifying the card from my high street bank for Apple Pay on iPad took about 1 minute.

Can’t remember if the process was better on iPhone since I set that up a few months ago.

314

Hi :wave:

The verification process does vary from account to account and I’m really sorry you did have a bad experience :disappointed: Everyone should be able to add the card to their Apple Wallet from the Settings page by tapping on the “add to wallet” button :+1: Obviously that doesn’t help so much with an iPad but it will work for your iPhone :pray:

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